Pre-Funding Quality Control Reviews
Post-Closing File Audits
PrimeGuard’s pre-funding audit process provides critical oversight before loan funding occurs. We identify potential documentation errors and data discrepancies in income, assets, and credit to ensure absolute compliance with secondary market eligibility requirements and reduce the risk of future loan repurchases.
Our post-closing audits satisfy agency and investor quality control mandates through a rigorous retrospective analysis of closed loan files. We evaluate underwriting accuracy and identify systematic defect trends, providing lenders with actionable insights to enhance internal controls and process efficiency.
- Income & Asset Re-Verification
- TRID & Regulatory Compliance Audits
- Data Integrity & Application Review
- Eligibility & Product Standard Verification
- Random & Targeted Sample Audits
- Regulatory & Investor Requirement Testing
- Detailed Defect Trend Reporting
- Response Management & Remediation Tracking
Income, Asset, and Credit Review
Total verification of borrower financials. We analyze income stability, asset liquidity, and credit history to ensure every loan meets rigorous underwriting quality standards and investor requirements.
Review & Compliance Solutions
We provide comprehensive analysis and verification services designed to mitigate risk and ensure total regulatory alignment for lenders and mortgage professionals.
Compliance and Eligibility Review
Ensuring full adherence to federal and state regulations, alongside specific agency eligibility guidelines. Our reviews provide the certainty that your files are compliant and ready for funding or sale.
Defect Identification & Reporting
Granular Defect Identification
Our audit team pinpoint critical loan manufacturing defects, compliance breaches, and underwriting discrepancies with precision, providing the clarity needed to protect your institutional reputation.
Process Improvement Support
We transform raw audit findings into strategic improvement plans. By identifying root causes, we offer actionable insights that strengthen your internal manufacturing processes and mitigate future risk exposure.
Corrective Action Planning
Work directly with our consultants to build robust corrective action plans that meet Agency and Regulatory expectations, ensuring long-term operational resilience and loan quality.